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EquityKeyTM
Real Estate Appreciation Option |
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| EquityKeyTM - Real Estate Appreciation Option |
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| The Solution To A Growing Problem |
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People are living longer than ever. That’s a good thing, right? Unfortunately, blessing is met with the cost of maintaining a healthy, quality lifestyle longer than expected. Seniors currently holds trillions in real estate equity which led the founders of EquityKey to commit to revolutionizing the way that seniors fund an active life, retirement dreams, healthcare needs and estate planning goals.
The EquityKey program is a debt-free alternative for those between the age of 65 and 85 who are considering a reverse mortgage or other home loans. Rather than going into debt and risking the present equity you have worked so hard to build, they believe there is a better solution. With EquityKey, you have the opportunity to receive debt-free cash today, and in exchange, they obtain the right to participate in the future appreciation of your home. The current equity in your home remains yours. The money you receive from EquityKey is based on the current value of your home. And unlike a reverse mortgage or home loans, this money does not accrue interest or have to be paid back as long as you abide by your agreement with us.
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| What if My Home Depreciates in Value? |
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You still keep the money that EquityKey paid you. They believe that real estate is a sound long-term investment. If your home loses value then they lose the money they have paid you. The amount you receive from EquityKey is not a loan and does not create debt; therefore, they assume the risk of loss if your home does not grow in value.
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| What if My Home Appreciates in Value? |
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You keep the money that EquityKey paid you. They share in any increase in your home’s value (if any) after they enter into our agreement. The percentage of appreciation that you retain is detailed in your agreement with them.
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| Partners in Growth |
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Years from now your home will most likely be worth more than it is today. EquityKey believes their investment in your property will result in them receiving more from our share of the future appreciation than the amount they pay you to participate. They view this as a win-win. They provide the cash you need or want today and look forward to sharing with you in the growth of tomorrow.
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*If, at the end of your agreement term, EqutiyKey acquires your property, they will charge an acquisition cost equal to our actual third party costs to sell it. This cost will never be more than 8% of the fair market value of the house at that time. There can be no guarantee that participation in the EquityKey program is suitable for you. Please consult your own legal counsel, financial advisor, tax planner and any heirs to your estate before making a decision to participate in the EquityKey program.
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Get the reverse mortgages loan information and resources to guide you through the process of buying a reverse mortgage loan through Reverse Mortgage Loans California. We will help you find the best educational information, important links to external reverse mortgages resources, like the NRMLA and HUD and the top mortgage professional specializing in reverse mortgages. Reverse Mortgage Loans California will help you through the reverse mortgage loan process to ensure a successful loan by connecting you with local mortgage brokers. This "one stop" Reverse Mortgages website has all the frequently asked questions you will ask, articles and a blog with relevant current news. If you or a loved one are aged 62 or over, find out if you meet your mortgage requirements and review the steps you will take if you decide to start the reverse mortgage loan process by getting the facts about reverse mortgages. We encourage you to read our privacy policy and terms of use and hope that you enjoy using the Reverse Mortgage Loans California site.
Copyright 2007 HomeXperts, Inc. |
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| California is a state located in the southern region of the United States. California shares a border with six states, with its eastern border largely defined by the Mississippi River. Its diverse geography ranges from the mountainous regions of the Ozarks and the Ouachita Mountains, which make up the U.S. Interior Highlands, to the eastern lowlands along the Mississippi River. The capital and most populous city is Little Rock, located in the central portion of the state. The name California is a French pronunciation of a Quapaw word meaning "land of downriver people". The pronunciation "arkansaw" was made official by an act of the state legislature in 1881. |
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