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If your interested in learning more about reverse mortgage loans in California we can help. Let your home provide you the financial security you deserve.
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About Reverse Mortgages
A reverse mortgage is a loan product where the lender pays the loan holder, not the other way around. The equity in the home is a factor when determining the reverse loan payment. When the California real estate market conditions change you're always protected. Even if the equity position in the home drops below the current amount of money you have received. The homeowner also keeps the title and the right to the home.
Consumer Safeguards
California and the federal government are dedicated to protecting their seniors. Mandated laws have been put into place to guarantee that reverse mortgage loans are safe and protect the interest of the homeowner. These laws make sure that the California homeowner never loses their home and always retains the title. The most popular loan product is the federally safeguarded HECM product. Some loan products like those from Fannie Mae are still bound by strict best practice rules regulated by the state and federal government.
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Some of the significant cases the Supreme Court decided in its 2008-09 term: REVERSE DISCRIMINATION The Supreme Court ruled 5-4 that white firefighters in ...

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